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Help for your credit card payments!

If you are experiencing financial trouble due to COVID-19, we have a new program for you! We can help you skip one to three months of payments with most of your creditors.

Get help now!

How it works

If you are currently enrolled in a Debt Management Plan (DMP), there are options available to reduce your payment for as long as you need or to put your payments on deferment for a couple months if you are unable to pay altogether.

If you are not currently working with a credit counselor, we offer special assistance with getting a 60 to 90 days deferment on your credit card payments. We’ll also be here to support you for your long-term debt management needs.

This comprehensive assistance, with temporary creditor hardship


Is free for all consumers.


Requires no long-term commitment.


Works with most major creditors.


Keeps your accounts open.


Has no negative impact on your credit and no late fees.


Is suggested by the Consumer Financial Protection Bureau and Treasury Department as a COVID-19 key resource for consumers.

We’re here to help!

We know many who are facing job loss, live paycheck to paycheck and carry credit card debt from month-to-month so we are here ready to help you with a plan so you can manage for the duration of the coronavirus. NFCC member agencies are nonprofit and certified to help you with your financial situation. A credit counselor can offer guidance for your budget and has access to special forbearance programs with most creditors.

Connect with an NFCC Counselor now!