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We’ve helped millions of consumers improve their financial fitness over recent years. Here are some of their stories.

“I learned to honor and respect my money.” Martha Souder, Maryland

Debt was crushing Martha Souder, physically and emotionally. Her first step in getting out from under her debt was turning to Guidewell Financial Solutions. She stayed the course despite the challenges that popped up over the three-and-one-half years she was on her debt management program, paying off almost $50,000. Now she is saving to buy her own home!

“For people in recovery, financial wellness is a critical aspect of reintegration into our communities. I know many veterans who have had similar positive outcomes by the program following Sue delivers.” Steve Hines, Massachusetts

Read more about how Steve Hines has benefited from financial education programs provided by American Consumer Credit Counseling at his local V.A. hospital to help him “clear up the financial wreckage that has accumulated over many years of neglect.”

“We seek professional help for everything else in our lives, this is something you really need professional help for.” Richard & Susan Ramirez, California

The Ramirez’s found themselves facing high interest rates and minimum payments on almost $100,000 in credit card debt that they couldn’t afford. Through employment ups and downs, health problems and the loss of their home, CCCS of Orange County helped them pay off that debt over 5 years and they came out the other side stronger and happier.

View more videos like these on NFCC’s YouTube channel.

Jonelle B.

Jonelle B.

I talked to several credit management companies who made me feel like a statistic, not a human being. Take Charge America was interested in ME! Not just my debt and the money they would make from my misfortune. That made me feel] safe, encouraged and respected.

Shante A.

Apprisen has helped me save money with their financial coaching program and improve my credit score. Their employees are amazing and I am forever grateful.

James A.

Apprisen gave me the discipline to create a plan that has me seeing the light at the end of the tunnel. More importantly, I’m now confident I can come out of this.

Faleesha T.

I came to HCCI, an NFCC member, in June 2017 because I lived month to month, did not save, barely got debt down, and was stressed.

Amanda V.

I want to encourage others, especially single mothers, to set their own personal financial goals.

Carole C.

It’s a learning process. I needed to feel like I was going to solve my problem. It has given me my smile back. I value that more than gold.

Tiffani A.

In a few short years, I’ll be debt free and able to breathe again.

Christopher H.

I felt like I had a friend I’ve known all my life helping me save my home.

Julie K.

With my counselor’s help, I got the answers and the guidance I needed to create a repayment plan. I not only walked down the aisle as planned, I did so debt-free.

Sonji H.

Within a year of my initial call, my credit score had increased almost 100 points. Now I’m on track to becoming a homeowner.

Francine S.

Francine S.

My financial coach gave me the confidence and skills to buy a new home.