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Monthly Budget Planner

Use the NFCC’s free monthly budget planner to keep track of your income and expenses. You are able to print this planner for your convenience.

Monthly Income

Current Monthly Income
Net Income No. 1 (income less taxes, Social Security, Medicare)
Net Income No. 2 (income less taxes, Social Security, Medicare)
Child Support Received
Spousal Support Received
Military Retirement
Other Retirement
Social Security Received (after taxes)
Other Income (list source)
Total Take-Home Income
 

Monthly Fixed Expenses

Current Monthly Spending
Mortgage No. 1
Mortgage No. 2
Auto Loan/Lease No. 1
Auto Loan/Lease No. 2
Home Equity Loan
Debt Consolidation/ Other Loan(s)
Student Loan(s)
Rent
Condo or Home Owner Association Fees
Electricity
Oil or Gas
Water
Garbage Collection
Sewer
Phone (land line)
Cell Phones, Pagers, PDA
Cable/Satellite/TiVo Boxes
Internet Access
Car Insurance
Health Insurance (if it isn't deducted from your paycheck)
Long-Term Care Insurance
Child Support
Alimony
Medical/Dental Payments
Retirement Savings
Emergency Fund Savings
Other:
Total Monthly Fixed Expenses
 

Total Monthly Variable Expenses

(Spending you can change)
Current Spending
Credit Card No. 1
Credit Card No. 2
Credit Card No. 3
Credit Card No. 4
Credit Card No. 5
Store Card(s) (total)
Gas Card(s) (total)
Other Credit Lines Not Included in Table No. 5
Groceries
Eating Out (include restaurants, fast food, lunches, etc)
School Lunches
Gasoline, Tolls, Parking
Public Transportation - Bus, Train, Subway
Health Club Membership
Daily Coffee/Snacks
Laundry/Dry Cleaning
Household Items (not grocery)
Pet Care and Supplies
Baby Items
Children's Allowances
Hair Cuts/Grooming/Manicures, etc
Cosmetics
Clothes
Entertainment:
Movie
Movie/Game Rental
Cable On-Demand Movies
Sports Event: Gamer, Races
Concerts
Play/Dinner Theater
Symphony
Day Trips to Amusement Parks
Other
CDs
Club Dues
Babysitter/Day Care
Lessons: Music/Sports/Tutoring
Field Trips
ATM Withdrawals (if you have not already listed elsewhere what you spent the money on)
ATM Fees
Computer/Online Expenses
Donations/Tithe
Lawn Service
Occupational Licenses/Fees
Emergency Savings
Retirement Savings
Tobacco/Alcohol
Magazine Subscriptions
Misc. Spending Money
Postage
Other:
Total Monthly Variable Expenses
Total Monthly Net