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At the NFCC, our mission is your mission.

The National Foundation for Credit Counseling® is considered the Gold Standard in the financial counseling sector. The NFCC® is the brand that consumer advocates point to when recommending financial counseling and that consumers look to when seeking assistance.

With the NFCC you get:

Consistent Results

For over a decade, NFCC has secured exclusive philanthropic grant pass-through funding, that on average provides a 200% ROI, when including federal housing counseling funds through the NFCC intermediary.

Experienced Creditor Support

Access to engage creditors and build relationships, supported by a dedicated team of experienced credit industry experts, to help you optimize revenue opportunities and operational connections.

Innovation and Research

An array of unique, innovative programs and industry research that allows agencies to improve efficiencies and prove their excellence to the broader world.


Members of the NFCC benefit from a comprehensive blend of advocacy, public relations and marketing in the industry. Which means more direct pathways for consumers to connect with you. Gain access to national digital, online, and toll-free member agency locators.


NFCC engages with the top 20 creditors and federal regulators to facilitate industry change that benefits total membership. High level executives representing major creditors are among the members of our Board of Trustees and Advisory Councils


Expand your counseling offerings with supports for housing, student loan repayment counseling, small business owner financial counseling, and more. Also, new opportunities to expand product offerings and give consumers more debt repayment options.

Take the first step:


NFCC Your Financial Advocate Member logo To apply, you must be an accredited nonprofit financial counseling organization that meets the following requirements. 

  • Be a tax-exempt organization under section 501(c)(3) of the Internal Revenue Code.
  • Be duly qualified and existing under the laws of the District of Columbia, or any states or territory of the USA.
  • Provide financial counseling services and act in compliance with all applicable federal and state laws and regulations.
    • Contact your state government for requirements.
  • Maintain accreditation through the Council on Accreditation (COA) or ISO 9001 certification through Bureau Veritas.
  • Comply with the NFCC’s Member Quality Standards.
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