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Improving financial health, one person at a time

Since 1951, the National Foundation for Credit Counseling® (NFCC®) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial counseling organization in the U.S., our mission is to help all Americans gain control over their finances.

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How we deliver our programs and services

Our programs and services are accessed through our national network of nonprofit member agencies. Each agency is staffed by NFCC Certified Financial Counselors. These individuals are financial advocates who can help you get started with a financial review and establish a budget and a personalized financial action plan.

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Help with debt

NFCC Certified Financial Counselors are also trained to address serious repayment issues involving credit card debt, home-related debt and student loans. Working with a nonprofit NFCC member agency, you may be eligible for a Debt Management Plan that provides affordable payment terms and, in some cases, an extended payment timeline

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Coaching for small business owners

NFCC coaches also help small business owners manage and separate their personal finances from their small business income, expenses and cash flow on the path to business growth.

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Whether you choose to access one-on-one counseling or make use of our online resources, you can count on us and our national network of member agencies to deliver the highest-quality financial education and counseling services to anyone who seeks it regardless of their income level. No one is turned away.

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